Wikipedia:Articles for deletion/Service release premium

The following discussion is an archived debate of the proposed deletion of the article below. Please do not modify it. Subsequent comments should be made on the appropriate discussion page (such as the article's talk page or in a deletion review). No further edits should be made to this page.

The result was merge‎ to Discount points. Liz ^{Read! Talk!} 00:48, 11 January 2024 (UTC)[reply]

Service release premium[edit]

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Whole article tagged with 3 issues over 10 years ago Chidgk1 (talk) 17:41, 13 December 2023 (UTC)[reply]

Note: This discussion has been included in the list of Finance-related deletion discussions. Chidgk1 (talk) 17:41, 13 December 2023 (UTC)[reply]

Relisted to generate a more thorough discussion and clearer consensus.
Relisting comment: Previous WP:PROD candidate, ineligible for soft deletion.
Please add new comments below this notice. Thanks, ✗plicit 23:32, 20 December 2023 (UTC)[reply]

Merge to discount points. Also recommend merging yield spread premium to the discount points article. My reasoning is according to the following quote: A central feature of the U.S. mortgage market is that, in addition to providing the borrower with the principal on the loan, the intermediary also pays a “rebate” to the borrower to cover closing costs and other expenses. This upfront payment, which goes by many different names (yield spread premium or YSP, service release premium, (negative) discount points), plays a central role in all mortgage transactions but is often not explicitly disclosed to the borrower who just sees the rebate in the form of changed closing costs. (from [1]) Darcyisverycute (talk) 08:26, 22 December 2023 (UTC)[reply]

Relisted to generate a more thorough discussion and clearer consensus.
Please add new comments below this notice. Thanks, Daniel (talk) 03:44, 28 December 2023 (UTC)[reply]

Relisted to generate a more thorough discussion and clearer consensus.
Relisting comment: Final relist
Please add new comments below this notice. Thanks, Liz ^{Read! Talk!} 04:23, 4 January 2024 (UTC)[reply]

Merge with discount points: While this is definitely a term used in the industry, it doesn't stand up as article-worthy. This would be better discussed in the merge destination. - UtherSRG (talk) 17:15, 4 January 2024 (UTC)[reply]

The above discussion is preserved as an archive of the debate. Please do not modify it. Subsequent comments should be made on the appropriate discussion page (such as the article's talk page or in a deletion review). No further edits should be made to this page.