User:Pnm/Fundamentals of finance

Credit

• Loan origination
  • Loan application, Full_documentation_loan
    • No Income No Asset
    • Credit rating, Credit report, Credit score, Credit reference
    • Real_estate_appraisal, Collateral (finance)
  • Underwriting
    • Verification of employment
    • Pre-qualification
  • Loan pricing and decisioning / credit analysis
    • Debt-to-income_ratio
    • Loan to value
• Loan closing
  • Security_interest#Perfection, Mortgage, Lien
  • Lenders mortgage insurance
  • Truth in Lending Act
  • Real Estate Settlement Procedures Act
• Loan servicing
  • Mortgage servicing

Where?

• Loan covenant
• Security_interest
• Cross-collateralization

• unsecured loan

• Time value of money

Debt

• internal debt, external debt

Redirects:

• Lender, Lenders
• Borrower, Borrowers